These Terms and Conditions ("Terms") govern your use of this website and any call, form submission, or other contact you make with Funeral-Policy ("we", "us", "our"). By using this website or calling +1 830 436 1316, you agree to these Terms. If you do not agree, please do not use this website.
This website is an advertisement for insurance. It is not an insurance policy, a contract, or an offer of insurance. We are not an insurance company. We connect consumers with licensed insurance agents who may offer products from one or more insurance carriers.
We are not affiliated with or endorsed by any government agency, Medicare, Medicaid, or the Social Security Administration.
No insurance coverage exists until an application has been submitted, approved by the insurance carrier, and the first premium has been paid. Coverage amounts, availability, underwriting rules, waiting periods, and premiums vary by carrier, state, age, and health, and are set out in the policy issued to you.
Guaranteed acceptance policies generally include a limited or graded benefit period, usually the first two years, for death by natural causes. All benefits are subject to the terms, conditions, and exclusions of the policy issued.
This website is intended for residents of the United States who are at least 18 years old. Final expense products described here are generally available to applicants aged 50 to 85. Products are not available in every state.
By calling us or submitting the contact form, you agree that a licensed insurance agent may contact you at the phone number or email address you provide, about final expense insurance and related products. This may include calls made with automated technology. Consent is not a condition of purchase. You may withdraw consent at any time by telling the agent or by contacting us.
Calls may be recorded and monitored for quality assurance and compliance.
Licensed agents may receive a commission or other compensation from an insurance carrier if you purchase a policy. This does not increase the premium you pay.
You agree that information you give us, on the phone or through the website, is accurate and complete. Inaccurate health or personal information on an insurance application may lead to a claim being denied or a policy being cancelled by the carrier.
How we collect and use your information is described in our Privacy Policy.
Content on this website is for general information. It is not legal, tax, financial, or benefits advice. If you receive needs-based government benefits, speak with a benefits counselor before buying insurance.
You agree not to misuse this website, including by submitting false information, attempting to disrupt its operation, or copying its content for commercial use without permission. All text, logos, and design on this website belong to Funeral-Policy or its licensors.
This website is provided "as is". To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential loss arising from your use of this website. Nothing in these Terms limits any rights you have under applicable consumer protection or insurance law.
This website may link to websites run by others, including insurance carriers. We are not responsible for their content or practices.
We may update these Terms from time to time. The date at the top of this page shows when they last changed. Continued use of the website after a change means you accept the updated Terms.
Questions about these Terms can be sent through our contact page or by calling +1 830 436 1316, Monday–Saturday, 8:00am–8:00pm ET.